Designed & built by Tyler Padgett · ✉ [email protected] Contact

✦ Personal Finance Platform

Take control of
your finances
with clarity.

Track every dollar, visualize spending, set budgets, reach savings goals — all in one private, beautiful dashboard built for real life.

✓ 100% Free forever

✓ Private & secure

✓ Joint accounts

Padgett Financials

Net Worth

$24,580

This Month

+$1,240

Expenses

$2,180

Savings Rate

36%

Spending by Category

💰

Paycheck

+$3,200

🛒

Groceries

-$124

🎯

Savings Goal

+$500

7M+ tracked 🚀

✦ Free forever

Bank Account Tracking Spending Analyzer Budget Setter Savings Goals Bill Manager Debt Tracker Balance Alerts Financial Calendar Joint Finances Net Worth Dashboard Bank Account Tracking Spending Analyzer Budget Setter Savings Goals Bill Manager Debt Tracker Balance Alerts Financial Calendar Joint Finances Net Worth Dashboard

✦ Everything You Need

Every tool for every dollar.

From your morning coffee to your mortgage — Padgett Financials gives you a complete picture of where your money is going and where it should be going.

🏦

Multi-Account Tracking

Link multiple bank accounts — Checking, Savings, Credit Cards, Investments, and Cash. Every account gets its own real-time balance calculated from your transactions.

📋

Full Transaction Log

Record income, expenses, and transfers with rich detail — vendor, category, date, and account. Filter, search, and edit any entry at any time with complete history.

📊

Spending Analyzer

An interactive donut chart breaks down all your expenses by category every month. See at a glance exactly where your money is going — Food, Housing, Entertainment, and more.

📆

Smart Budget Setter

Create daily, weekly, or monthly budgets for any spending category. Tag transactions to a budget as you add them and watch the progress bar fill in real time — never overspend again.

🧾

Bills Manager

Set up all your recurring bills — mortgage, utilities, subscriptions — with due dates and frequencies. Process them in one tap to automatically create the matching transaction.

🎯

Savings Goals

Create goals like "Emergency Fund" or "New Car" with a target amount and deadline. Contribute to them anytime and watch your personalized progress bar creep toward 100%.

💳

Debt Tracker

Track every loan, credit card, and balance you owe. Make payments directly from the app — your debt balance updates instantly and counts against net worth.

📅

Financial Calendar

Never miss a due date. Add reminders, bill due dates, and custom events to your calendar with repeat schedules — weekly, monthly, or yearly.

🔔

Balance Alerts

Set automatic alerts for when any account drops below or rises above a threshold you define. Get notified instantly inside the app.

👥

Joint Finances

Share your finances with a partner or family member. One invite gives both of you full joint access — add, view, and edit each other's accounts seamlessly.

Real-time Net Worth Dashboard

Your dashboard calculates your true net worth automatically — total across all accounts minus all outstanding debts. Watch it grow as you pay down debt and save more.

✦ Get Up & Running

Up and running in minutes.

No complex setup. No subscriptions. Follow these steps and you'll have a full picture of your finances before your next coffee.

1

🏦

Add Your Bank Accounts

Accounts Tab

Head to the Accounts tab and click "Add Account". Give each account a nickname (like "Chase Checking" or "Wells Savings"), choose the account type, and enter your current balance as the starting balance. You can add as many accounts as you need — checking, savings, credit cards, investments, and cash.

🏦 Checking 🐖 Savings 💳 Credit 📈 Investment 💵 Cash

2

📋

Log Your Transactions

Transactions Tab

Click "+ Add Transaction" from the dashboard or the Transactions tab. Every transaction falls into one of four types:

↑ Income

Paychecks, freelance, side hustle, refunds — any money coming in. Tag the source and which account it lands in.

↓ Expense

Groceries, gas, restaurants, subscriptions — any money going out. Choose a category like Food, Housing, or Entertainment.

⇄ Transfer

Move money between your own accounts — checking to savings, for example — without it counting as income or expense.

💳 Pay Debt

Record a payment toward a loan or credit card. The debt balance updates instantly and the transaction is logged to your account.

💡 Pro tip: When adding an expense, you can tag it to a Budget at the bottom of the form. The budget will automatically track how much you've spent and show you what's left for the period.

3

📆

Create Your Budgets

Budgets Tab

Go to Budgets and click "+ New Budget". Name it, pick a period, set your spending limit, and choose a start date. Budgets track how much you've spent in their window and show how much is left.

📅

Daily

Resets every day

🗓

Weekly

Mon → Sun window

📆

Monthly

Most popular

💡 Pro tip: When spending matches 75% of a budget limit, the progress bar turns orange. At 100% it turns red — a clear visual warning before you overspend.

4

🎯

Set Savings Goals

Savings Goals Tab

Open Savings Goals and click "+ New Goal". Name it, set a target dollar amount, optionally attach it to a savings account and add a deadline. Contribute to it whenever you want — the progress bar and percentage fill in as you go. The dashboard savings widget shows your saving rate for the month and estimates when you'll hit each goal at your current pace.

5

📊

Watch Your Dashboard

Home Tab

Everything pulls together on your dashboard. Your real-time net worth, this month's income vs expenses, a spending donut chart by category, recent transactions, and your savings health score are all visible the moment you log in. Use the Bills tab to handle recurring expenses with one tap, the Calendar to never miss a due date, and Debts to track your payoff progress.

✦ Joint finances: Want to manage money together? Go to Settings → Collaborators, enter your partner's email, and send one invite. When they accept, both accounts are instantly shared — you can both add, edit, and view everything together.

✦

Ready to take control?

Create your free account in under a minute and start seeing your finances with total clarity.

Padgett Financials · Built by Tyler Padgett · All data stored privately on your account

Dashboard

Overview for this month

Widgets:

💰

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Net Worth

$0

📈

↑

Income

$0

0 transactions

📉

↓

Expenses

$0

0 transactions

⚖️

—

Net This Month

$0

Recent Transactions

Description	Date	Account	Category	Amount	Type

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Description

Date

Account

Category

Amount

Monthly Expenses

$0.00

Monthly Payments

$0.00

Active Bills

0

—

Sun

Mon

Tue

Wed

Thu

Fri

Sat

Profile

Your photo and personal information.

?

📷

—

—

Display Name

Username

Email

Appearance

Customize the look and feel of your dashboard.

Theme

Dark Mode

Switch between dark and light theme

Accent Color

Display

Currency Symbol

Date Format

Features

Turn sections on or off to keep your dashboard focused.

Navigation Sections

🧾 Bills

Recurring bills & payments

🎯 Savings Goals

Goal tracking & contributions

Dashboard Widgets

Spending Chart

Donut chart by category

Recent Transactions

Income & expenses feed

Savings on Dashboard

Active goals widget

Collaborators

Invite others to fully co-manage your finances — they get the same access as you.

My Collaborators

👥 Shared With Me

These users have shared their finances with you. You can leave at any time.

✉️ Contact & Support

Have a bug to report, a feature idea, or just a question? Reach out directly.

Whether you've found a bug, want to suggest an improvement, or just have a question about how something works — Tyler is happy to hear from you.

🐛 Bug Reports 💡 Feature Requests ❓ Questions ✨ Recommendations

✉️ [email protected]

✉ Open Email App

⚠️ Danger Zone

Irreversible actions — these cannot be undone. Proceed with caution.

Delete My Account

Permanently remove your Padgett Financials account and all associated data

🔔 Notifications

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More

🧾 Bills

📊 Budgets

🎯 Savings Goals

💳 Debts

📅 Calendar

⚙️ Settings

⏏ Sign Out